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-   -   Do Savings Account ATM Cards Work in the U.K.? (http://www.forumviaggiare.com/showthread.php?t=49562)

ksternberg1@yahoo.com 09-06-2011 00.08.22

Do Savings Account ATM Cards Work in the U.K.?
 
My son is traveling to the U.K. and I'm trying to figure out a good
way for him to access money. I was thinking that an ATM card from a
bank savings account would be good, but someone told me that ATM cards
linked to savings accounts specifically don't work in the U.K.? Is
this true?

Thanks very much.

Mark Brader 09-06-2011 01.47.50

Re: Do Savings Account ATM Cards Work in the U.K.?
 
K. Sternberg:[color=blue]
> My son is traveling to the U.K. and I'm trying to figure out a good
> way for him to access money. I was thinking that an ATM card from a
> bank savings account would be good, but someone told me that ATM cards
> linked to savings accounts specifically don't work in the U.K.? Is
> this true?[/color]

It is true for ATM cardholders in the US or Canada that once you go
outside those countries, ATM transactions don't (or generally don't)
offer the *choice* of whether you want to access the checking or
savings.

International ATM transactions use one of two networks: Plus (owned
by the Visa card people) or Cirrus (owned by MasterCard). For Cirrus,
it says here:

[url]http://www.mastercard.com/asa/en/atmlocations/atm_safetytips.html[/url]

That:

* Most international ATMs do not permit transactions involving
multiple accounts. Most likely, your transaction will be routed
to your primary account.

So if the savings account is the only one on the card, it should work
"most likely" with Cirrus.

I believe the Plus system has a similar rule, but I could not find it
documented under visa.com. However, I *have used* Plus to withdraw
cash in the UK on a card that was linked only to a savings account,
and it worked. But that was quite a few years ago, so I don't say
that it still works, or always works.
--
Mark Brader, Toronto | "Winning isn't everything, but not trying to win
[email]msb@vex.net[/email] | is less than nothing." --Anton van Uitert

My text in this article is in the public domain.

Mark Brader 09-06-2011 01.47.50

Re: Do Savings Account ATM Cards Work in the U.K.?
 
K. Sternberg:[color=blue]
> My son is traveling to the U.K. and I'm trying to figure out a good
> way for him to access money. I was thinking that an ATM card from a
> bank savings account would be good, but someone told me that ATM cards
> linked to savings accounts specifically don't work in the U.K.? Is
> this true?[/color]

It is true for ATM cardholders in the US or Canada that once you go
outside those countries, ATM transactions don't (or generally don't)
offer the *choice* of whether you want to access the checking or
savings.

International ATM transactions use one of two networks: Plus (owned
by the Visa card people) or Cirrus (owned by MasterCard). For Cirrus,
it says here:

[url]http://www.mastercard.com/asa/en/atmlocations/atm_safetytips.html[/url]

That:

* Most international ATMs do not permit transactions involving
multiple accounts. Most likely, your transaction will be routed
to your primary account.

So if the savings account is the only one on the card, it should work
"most likely" with Cirrus.

I believe the Plus system has a similar rule, but I could not find it
documented under visa.com. However, I *have used* Plus to withdraw
cash in the UK on a card that was linked only to a savings account,
and it worked. But that was quite a few years ago, so I don't say
that it still works, or always works.
--
Mark Brader, Toronto | "Winning isn't everything, but not trying to win
[email]msb@vex.net[/email] | is less than nothing." --Anton van Uitert

My text in this article is in the public domain.

Mark Brader 09-06-2011 01.47.50

Re: Do Savings Account ATM Cards Work in the U.K.?
 
K. Sternberg:[color=blue]
> My son is traveling to the U.K. and I'm trying to figure out a good
> way for him to access money. I was thinking that an ATM card from a
> bank savings account would be good, but someone told me that ATM cards
> linked to savings accounts specifically don't work in the U.K.? Is
> this true?[/color]

It is true for ATM cardholders in the US or Canada that once you go
outside those countries, ATM transactions don't (or generally don't)
offer the *choice* of whether you want to access the checking or
savings.

International ATM transactions use one of two networks: Plus (owned
by the Visa card people) or Cirrus (owned by MasterCard). For Cirrus,
it says here:

[url]http://www.mastercard.com/asa/en/atmlocations/atm_safetytips.html[/url]

That:

* Most international ATMs do not permit transactions involving
multiple accounts. Most likely, your transaction will be routed
to your primary account.

So if the savings account is the only one on the card, it should work
"most likely" with Cirrus.

I believe the Plus system has a similar rule, but I could not find it
documented under visa.com. However, I *have used* Plus to withdraw
cash in the UK on a card that was linked only to a savings account,
and it worked. But that was quite a few years ago, so I don't say
that it still works, or always works.
--
Mark Brader, Toronto | "Winning isn't everything, but not trying to win
[email]msb@vex.net[/email] | is less than nothing." --Anton van Uitert

My text in this article is in the public domain.

Mark Brader 09-06-2011 01.47.50

Re: Do Savings Account ATM Cards Work in the U.K.?
 
K. Sternberg:[color=blue]
> My son is traveling to the U.K. and I'm trying to figure out a good
> way for him to access money. I was thinking that an ATM card from a
> bank savings account would be good, but someone told me that ATM cards
> linked to savings accounts specifically don't work in the U.K.? Is
> this true?[/color]

It is true for ATM cardholders in the US or Canada that once you go
outside those countries, ATM transactions don't (or generally don't)
offer the *choice* of whether you want to access the checking or
savings.

International ATM transactions use one of two networks: Plus (owned
by the Visa card people) or Cirrus (owned by MasterCard). For Cirrus,
it says here:

[url]http://www.mastercard.com/asa/en/atmlocations/atm_safetytips.html[/url]

That:

* Most international ATMs do not permit transactions involving
multiple accounts. Most likely, your transaction will be routed
to your primary account.

So if the savings account is the only one on the card, it should work
"most likely" with Cirrus.

I believe the Plus system has a similar rule, but I could not find it
documented under visa.com. However, I *have used* Plus to withdraw
cash in the UK on a card that was linked only to a savings account,
and it worked. But that was quite a few years ago, so I don't say
that it still works, or always works.
--
Mark Brader, Toronto | "Winning isn't everything, but not trying to win
[email]msb@vex.net[/email] | is less than nothing." --Anton van Uitert

My text in this article is in the public domain.

Mark Brader 09-06-2011 01.47.50

Re: Do Savings Account ATM Cards Work in the U.K.?
 
K. Sternberg:[color=blue]
> My son is traveling to the U.K. and I'm trying to figure out a good
> way for him to access money. I was thinking that an ATM card from a
> bank savings account would be good, but someone told me that ATM cards
> linked to savings accounts specifically don't work in the U.K.? Is
> this true?[/color]

It is true for ATM cardholders in the US or Canada that once you go
outside those countries, ATM transactions don't (or generally don't)
offer the *choice* of whether you want to access the checking or
savings.

International ATM transactions use one of two networks: Plus (owned
by the Visa card people) or Cirrus (owned by MasterCard). For Cirrus,
it says here:

[url]http://www.mastercard.com/asa/en/atmlocations/atm_safetytips.html[/url]

That:

* Most international ATMs do not permit transactions involving
multiple accounts. Most likely, your transaction will be routed
to your primary account.

So if the savings account is the only one on the card, it should work
"most likely" with Cirrus.

I believe the Plus system has a similar rule, but I could not find it
documented under visa.com. However, I *have used* Plus to withdraw
cash in the UK on a card that was linked only to a savings account,
and it worked. But that was quite a few years ago, so I don't say
that it still works, or always works.
--
Mark Brader, Toronto | "Winning isn't everything, but not trying to win
[email]msb@vex.net[/email] | is less than nothing." --Anton van Uitert

My text in this article is in the public domain.

Mark Brader 09-06-2011 01.47.50

Re: Do Savings Account ATM Cards Work in the U.K.?
 
K. Sternberg:[color=blue]
> My son is traveling to the U.K. and I'm trying to figure out a good
> way for him to access money. I was thinking that an ATM card from a
> bank savings account would be good, but someone told me that ATM cards
> linked to savings accounts specifically don't work in the U.K.? Is
> this true?[/color]

It is true for ATM cardholders in the US or Canada that once you go
outside those countries, ATM transactions don't (or generally don't)
offer the *choice* of whether you want to access the checking or
savings.

International ATM transactions use one of two networks: Plus (owned
by the Visa card people) or Cirrus (owned by MasterCard). For Cirrus,
it says here:

[url]http://www.mastercard.com/asa/en/atmlocations/atm_safetytips.html[/url]

That:

* Most international ATMs do not permit transactions involving
multiple accounts. Most likely, your transaction will be routed
to your primary account.

So if the savings account is the only one on the card, it should work
"most likely" with Cirrus.

I believe the Plus system has a similar rule, but I could not find it
documented under visa.com. However, I *have used* Plus to withdraw
cash in the UK on a card that was linked only to a savings account,
and it worked. But that was quite a few years ago, so I don't say
that it still works, or always works.
--
Mark Brader, Toronto | "Winning isn't everything, but not trying to win
[email]msb@vex.net[/email] | is less than nothing." --Anton van Uitert

My text in this article is in the public domain.

Mark Brader 09-06-2011 01.47.50

Re: Do Savings Account ATM Cards Work in the U.K.?
 
K. Sternberg:[color=blue]
> My son is traveling to the U.K. and I'm trying to figure out a good
> way for him to access money. I was thinking that an ATM card from a
> bank savings account would be good, but someone told me that ATM cards
> linked to savings accounts specifically don't work in the U.K.? Is
> this true?[/color]

It is true for ATM cardholders in the US or Canada that once you go
outside those countries, ATM transactions don't (or generally don't)
offer the *choice* of whether you want to access the checking or
savings.

International ATM transactions use one of two networks: Plus (owned
by the Visa card people) or Cirrus (owned by MasterCard). For Cirrus,
it says here:

[url]http://www.mastercard.com/asa/en/atmlocations/atm_safetytips.html[/url]

That:

* Most international ATMs do not permit transactions involving
multiple accounts. Most likely, your transaction will be routed
to your primary account.

So if the savings account is the only one on the card, it should work
"most likely" with Cirrus.

I believe the Plus system has a similar rule, but I could not find it
documented under visa.com. However, I *have used* Plus to withdraw
cash in the UK on a card that was linked only to a savings account,
and it worked. But that was quite a few years ago, so I don't say
that it still works, or always works.
--
Mark Brader, Toronto | "Winning isn't everything, but not trying to win
[email]msb@vex.net[/email] | is less than nothing." --Anton van Uitert

My text in this article is in the public domain.

Mark Brader 09-06-2011 01.47.50

Re: Do Savings Account ATM Cards Work in the U.K.?
 
K. Sternberg:[color=blue]
> My son is traveling to the U.K. and I'm trying to figure out a good
> way for him to access money. I was thinking that an ATM card from a
> bank savings account would be good, but someone told me that ATM cards
> linked to savings accounts specifically don't work in the U.K.? Is
> this true?[/color]

It is true for ATM cardholders in the US or Canada that once you go
outside those countries, ATM transactions don't (or generally don't)
offer the *choice* of whether you want to access the checking or
savings.

International ATM transactions use one of two networks: Plus (owned
by the Visa card people) or Cirrus (owned by MasterCard). For Cirrus,
it says here:

[url]http://www.mastercard.com/asa/en/atmlocations/atm_safetytips.html[/url]

That:

* Most international ATMs do not permit transactions involving
multiple accounts. Most likely, your transaction will be routed
to your primary account.

So if the savings account is the only one on the card, it should work
"most likely" with Cirrus.

I believe the Plus system has a similar rule, but I could not find it
documented under visa.com. However, I *have used* Plus to withdraw
cash in the UK on a card that was linked only to a savings account,
and it worked. But that was quite a few years ago, so I don't say
that it still works, or always works.
--
Mark Brader, Toronto | "Winning isn't everything, but not trying to win
[email]msb@vex.net[/email] | is less than nothing." --Anton van Uitert

My text in this article is in the public domain.

Mark Brader 09-06-2011 01.47.50

Re: Do Savings Account ATM Cards Work in the U.K.?
 
K. Sternberg:[color=blue]
> My son is traveling to the U.K. and I'm trying to figure out a good
> way for him to access money. I was thinking that an ATM card from a
> bank savings account would be good, but someone told me that ATM cards
> linked to savings accounts specifically don't work in the U.K.? Is
> this true?[/color]

It is true for ATM cardholders in the US or Canada that once you go
outside those countries, ATM transactions don't (or generally don't)
offer the *choice* of whether you want to access the checking or
savings.

International ATM transactions use one of two networks: Plus (owned
by the Visa card people) or Cirrus (owned by MasterCard). For Cirrus,
it says here:

[url]http://www.mastercard.com/asa/en/atmlocations/atm_safetytips.html[/url]

That:

* Most international ATMs do not permit transactions involving
multiple accounts. Most likely, your transaction will be routed
to your primary account.

So if the savings account is the only one on the card, it should work
"most likely" with Cirrus.

I believe the Plus system has a similar rule, but I could not find it
documented under visa.com. However, I *have used* Plus to withdraw
cash in the UK on a card that was linked only to a savings account,
and it worked. But that was quite a few years ago, so I don't say
that it still works, or always works.
--
Mark Brader, Toronto | "Winning isn't everything, but not trying to win
[email]msb@vex.net[/email] | is less than nothing." --Anton van Uitert

My text in this article is in the public domain.


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